O czym mówiliśmy
On 2026-03-05 Cashless.pl examined GDPR, data minimisation and banking. The case mattered to businesses because such regulations shape not only the wording of legal documents, but also the design of sales, payments, security and customer-communication processes. The discussion focused on the practical consequences of implementation and the risks arising from an overly narrow or overly formal reading of the rules. The outlet asked Tomasz Klecor for comment on the topic of the publication.
Co podkreślaliśmy
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The data minimisation principle limits the scope of information passed to the recipient of a transfer.
If the account number and basic identification of the payer are sufficient to execute the transaction, transmitting the residential address requires a separate justification.
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A change to the transfer scheme may strongly affect KYC processes outside the banking sector.
Lending firms, leasing companies and payment providers often use a verification transfer to confirm the customer's address.
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The dispute concerns not only banks but the entire payments ecosystem.
Customer privacy must be weighed against the risk that firms will simply collect even more data through other channels.